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Our Privacy Notice to You

Privacy Notice

At McDermott Company & Associates, we are committed to protecting your privacy. In order to assist with your health insurance eligibility, Personal Identifiable Information (PII) is required. Our goal is to help you understand how and why your PII is used and disclosed. We are authorized to collect PII, and by visiting our website www.mcdermott-company.com, you are accepting the information described in this Privacy Notice.

What is PII?

Personal Identifiable Information (PII) is defined by the U.S. Department of Labor as: Any representation of information that permits the identity of an individual to whom the information applies to be reasonably inferred by either direct or indirect means. Further, PII is defined as information: (i) that directly identifies an individual (e.g., name, address, social security number or other identifying number or code, telephone number, email address, etc.) or (ii) by which an agency intends to identify specific individuals in conjunction with other data elements, i.e., indirect identification. (These data elements may include a combination of gender, race, birth date, geographic indicator, and other descriptors). Additionally, information permitting the physical or online contacting of a specific individual is the same as personally identifiable information. This information can be maintained in either paper, electronic or other media. https://www.dol.gov/general/ppii

How is your PII used and disclosed?

All personal information we collect is used to assist with your enrollment and eligibility for health insurance. Information may be provided to insurance companies or CMS (a federal agency) which will be maintained in a federal System of Records. PII helps manage verifications and information that is requested by you, your insurance carrier and/or the Federally-funded Marketplace including income, citizenship, qualify events, claims, or billing inquiries. This information is used to help provide you with the best services and policies.

How do we protect your PII?

McDermott Company & Associates will never use or share your information other than as previously described. Your information is physically, electronically, and procedurally safeguarded for your protection. If your information is ever at risk to a possible breach, you will be promptly notified. Access to your account is restricted to limited persons and companies as permitted by law to assist in providing products and services to you.

We will always follow the duties and privacy practices as described in this notice. Please check our website frequently for any changes to the conditions of this notice.